ACH payments through a bank are often free of charge, unlike wire transfers done through different clearing houses. Some TPPPs charge a per-transaction processing fee. Others use flat-rate pricing based on the transaction's value, similar to credit card processing.
Generally speaking, ACH payment acceptance carries lower transaction costs than credit card acceptance, where average fees range from 1.5% to 3%. It's also usually less expensive than taking debit cards, with average fees totaling 0.74% of the payment value. Conversely, the median cost of an ACH payment runs between $0.26 and $0.50.
At CSG Forte, we know no businesses are alike when it comes to their customers' payment preferences. We offer individualized pricing based on your unique payment processing needs. Let our teams analyze your transactions to help you identify and implement the most cost-effective solutions for your business.