Optimize cash flow with online ACH payments

Accept ACH payments online and across digital touchpoints so customers can pay quickly without the cost of credit cards and the friction of paper checks. 

• Pay lower acceptance costs than checks and cards.

• Secure ACH transactions with our fraud and risk management solutions.

• Reduce trips to the bank by replacing paper checks with digital transfers.

• Improve cash flow with faster, predictable funding for approved ACH payments.

• Benefit from clear reporting and reconciliation by tracking every ACH transaction in one place.

ACH Securely save customer bank details right in your payments platform to support subscriptions, installments, and other repeat billing scenarios.

• Reduce missed or late customer payments: Let customers set up autopay and prepay for recurring and scheduled ACH payments.

• Shorten and simplify future checkout: Securely save authorized bank details to streamline checkout, phone, and portal payment experiences.

• Improve customer retention: Offer flexible billing schedules and frequencies aligned with payer preferences.

• Reduce manual work: Automate recurring payment calculation, posting, and reconciliation workflows.

• Increase revenue predictability: Gain more consistent cash flow visibility with reliable recurring settlement cycles.

Leverage account validation, ownership checks, non-sufficient fund (NSF) recovery, and fraud detection tools to reduce illegitimate transactions and failed ACH payments.

• Cut down on invalid or mistyped entries by validating account details up front.

• Prevent unauthorized ACH pulls and disputes by confirming account ownership against a database of +596M records.

• Reduce NSF losses by deploying automated check recovery workflows.

• Block suspicious activity with real-time fraud monitoring that keeps transactions protected.

• Give finance and risk teams better visibility with alerts, dashboards, and audit trails.

Connect CSG Payments' ACH processing to the systems you already use.

• Modular platform: Layer our solution on top of your existing CIS, ERP, and billing systems through standard APIs and flexible file-based integrations.

• REST API: Get full lifecycle control and custom integrations so developers can embed ACH into portals, apps, and workflows.

• Batch file processing: Streamline operations by submitting high volumes on a predictable schedule, using standard formats.

• Manual portal entry: For smaller volumes, exceptions, or one-off transactions, give teams a browser-based way to key and track ACH activity.

Support ACH payments across all channels with a single, unified platform. Gain end-to-end visibility and control from initiation through settlement.

• Accept ACH payments across web, mobile, IVR, and agent-assisted channels on one platform.

• Standardize IDs and references across channels so every ACH can be traced from initiation to settlement.

• Use Dex reporting to see ACH status, returns, and exceptions in real time across all channels.