Validate account details for better ACH payments

Instantly cross-check pre-set account parameters to ensure the transaction actually flows to the intended account, with Validate and Validate+ solutions available to meet your needs.

• Match exact information: Verify key ACH account information against hundreds of millions of bank records.

• Stop bad checks: Block errors and fraudsters attempting to use stolen data before the transaction is even initiated.

• Automate the review process: Eliminate the need for manual checks, saving time and reducing human error.

• Build customer trust: Protect legitimate customers by maintaining a secure transaction environment.

Keep bad inputs off your network. Ensure only validated data makes it to the processor to drastically reduce bounce rates and failed payments.

• Catch mistakes instantly: Identify typos, transposed numbers, and invalid details at the exact moment of entry.

• Minimize return fees: Avoid costly admin fees and penalties associated with failed ACH transactions and eChecks.

• Accelerate your cash flow: Get paid faster by ensuring transactions clear successfully on the very first attempt.

• Free up your AR team: Stop wasting internal resources chasing down customers to fix accidental payment failures.

Offload the burden of compliance. Seamlessly adhere to strict payment regulations without adding unnecessary friction to your checkout flow.

• Meet Nacha requirements: Automatically fulfill the Nacha WEB debit mandate for account validation.

• Maintain frictionless checkouts: Run complex compliance checks in the background without slowing the customer.

• Simplify your audits: Generate clean, easily accessible verification records to streamline compliance reporting.

• Future-proof your business: Our platform updates with evolving mandates and regulatory frameworks.

For maximum ACH defense, pair account data validation checks with account ownership services for comprehensive protection against risk.

• Verify ACH account details: Check account status (open, closed, or invalid) with Validate.

• Confirm account behavior: Access insights on negative check writing and stop payment orders before a transaction is processed with Validate+.

• Get the full picture: Add authentication services for verifying account ownership for full personal and business names with Authenticate.

• Upgrade your current stack: Deploy our complete ACH verification shield as a flexible, standalone API to secure your existing setup.