Insights
CSG Forte Insights is a collection of industry news and perspectives to help navigate the payments landscape.
What’s the Fastest Way to Transfer Money Between Banks? “Instant” Options, Compared.
Key takeaways “Instant” isn’t one thing. Depending on the method, it can mean real-time settlement, same-business-day clearing or immediate confirmation with settlement later—so define what “fast” needs to mean for your use case. The best bank-to-bank transfer method is a tradeoff between speed, cost and control. Same Day ACH and wires can be fast, but […]
Stronger ACH Fraud Controls Are Coming: Prepare for Nacha’s New Rules
Imagine waking up to find that a single fraudulent transaction drained your business account overnight. As digital payment fraud becomes more advanced, Nacha is improving security. They are introducing new rules for Automated Clearing House (ACH) monitoring that require proactive action. Although they’re safer than paper checks, ACH transactions are vulnerable to fraud. In 2024, […]
ACH vs. Wire Transfers: Which One Moves Your Money Smarter?
When it comes to transferring funds between financial institutions, businesses often face a choice: Automated Clearing House (ACH) or wire? Both methods offer clear advantages over paper checks, but they differ in speed, cost and use cases. Knowing how each works—and when to use them—can help you streamline payments, improve cash flow and make smarter […]
What Are ACH Debits? ACH Debit Transactions Explained
Like many activities, financial transactions have gone digital. These electronic transactions occur primarily through an affiliated financial institution network called the Automated Clearing House (ACH) Network. This system helps move money between parties’ financial institutions simply, quickly and cost-effectively. Nacha is that governing body that oversees the network and its transaction processing, which totals billions […]
eCheck vs. ACH What Is the Difference?
Many terms exist to describe different types of automatic payments, and it can be hard to understand what they all mean. At a high level, the broadest category is electronic funds transfer (EFT). Automated Clearing House (ACH) payments and electronic checks, or eChecks, are two examples that fit under the EFT designation. The terms eChecks […]
How ISVs Can Unlock Revenue With Embedded Payments
As more software platforms handle payment transactions, independent software vendors (ISVs) are discovering a powerful—and often untapped—revenue stream: embedded payments. Rather than sending users to a third-party payment portal, embedded payments allow customers to complete transactions directly within the software interface. It’s fast, intuitive and increasingly expected by today’s digital-first users. Think of the everyday […]
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