Insights

CSG Forte Insights is a collection of industry news and perspectives to help navigate the payments landscape.

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Beat The Numbers Game: Guard Against Card Testing Fraud

Card-testing fraud has gone from nuisance to nonstop swarm—supercharged by cheap bots and off-the-shelf artificial intelligence (AI). In 2025, fraud teams report that card testing (aka enumeration) remains one of the most common attacks online, hitting roughly 45% of merchants worldwide even as some other fraud types cooled this year. At the same time, nearly […]

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Unlock Seamless B2B Payments: How ACH Powers Modern Growth

Every thriving business relationship relies on trust, efficiency and the seamless movement of money. Yet for too long, business-to-business (B2B) payments have been weighed down by outdated processes, endless paperwork and frustrating delays. But with the continued adoption and expansion of Automated Clearing House (ACH) payments, companies are finding new momentum—unlocking smoother transactions, reducing costs […]

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How Can ACH Processing Benefit Your Business?

Imagine a world where cash flow is seamless, paper checks are relics of the past and getting paid—or paying others—happens almost as effortlessly as sending a text. Welcome to the age of Automated Clearing House (ACH) payments, where modern businesses are reimagining the way money moves and unlocking new levels of efficiency, flexibility and security.  […]

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What Are ACH Debits? ACH Debit Transactions Explained

Like many activities, financial transactions have gone digital. These electronic transactions occur primarily through an affiliated financial institution network called the Automated Clearing House (ACH) Network. This system helps move money between parties’ financial institutions simply, quickly and cost-effectively. Nacha is that governing body that oversees the network and its transaction processing, which totals billions […]

eCheck vs. ACH What Is the Difference?

Many terms exist to describe different types of automatic payments, and it can be hard to understand what they all mean. At a high level, the broadest category is electronic funds transfer (EFT). Automated Clearing House (ACH) payments and electronic checks, or eChecks, are two examples that fit under the EFT designation. The terms eChecks […]

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What is an ACH Credit and How Do They Work?

Do you compensate your employees through direct deposit? Have you paid your bills online? If so, you have sent ACH credit. The Automated Clearing House (ACH) is a critical network in the United States financial industry that manages millions of transactions like these every day. ACH credit makes electronic money transfers possible, so many systems […]

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