Insights

CSG Forte Insights is a collection of industry news and perspectives to help navigate the payments landscape.

Passcode lock on mobile screen for privacy protection and security of online user

Beat The Numbers Game: Guard Against Card Testing Fraud

Card-testing fraud has gone from nuisance to nonstop swarm—supercharged by cheap bots and off-the-shelf artificial intelligence (AI). In 2025, fraud teams report that card testing (aka enumeration) remains one of the most common attacks online, hitting roughly 45% of merchants worldwide even as some other fraud types cooled this year. At the same time, nearly […]

cheerful man working on laptop

ACH vs. Wire Transfers: Which One Moves Your Money Smarter?

When it comes to transferring funds between financial institutions, businesses often face a choice: Automated Clearing House (ACH) or wire? Both methods offer clear advantages over paper checks, but they differ in speed, cost and use cases. Knowing how each works—and when to use them—can help you streamline payments, improve cash flow and make smarter […]

Young woman Paying Bills with mobile phone

How Long Does an ACH Transfer Take?

When it comes to moving money electronically, timing is everything. Whether you’re paying vendors, collecting customer payments or managing payroll, understanding how long an Automated Clearing House (ACH) transfer takes can make or break your cash flow strategy. While ACH payments are known for their reliability and low cost, the processing time can vary—from same-day […]

man in office with laptop smiling and typing email

Unlock Seamless B2B Payments: How ACH Powers Modern Growth

Every thriving business relationship relies on trust, efficiency and the seamless movement of money. Yet for too long, business-to-business (B2B) payments have been weighed down by outdated processes, endless paperwork and frustrating delays. But with the continued adoption and expansion of Automated Clearing House (ACH) payments, companies are finding new momentum—unlocking smoother transactions, reducing costs […]

Female Owner With Digital Tablet Standing Behind Sales Desk Of Florists Store

How Can ACH Processing Benefit Your Business?

Imagine a world where cash flow is seamless, paper checks are relics of the past and getting paid—or paying others—happens almost as effortlessly as sending a text. Welcome to the age of Automated Clearing House (ACH) payments, where modern businesses are reimagining the way money moves and unlocking new levels of efficiency, flexibility and security.  […]

Casual business man working at laptop

What Are ACH Debits? ACH Debit Transactions Explained

Like many activities, financial transactions have gone digital. These electronic transactions occur primarily through an affiliated financial institution network called the Automated Clearing House (ACH) Network. This system helps move money between parties’ financial institutions simply, quickly and cost-effectively. Nacha is that governing body that oversees the network and its transaction processing, which totals billions […]

GET IN TOUCH

Want to learn more about how CSG Forte can improve your payment processing?