Process payments and access funds faster

A gateway-only model routes transactions to a third-party acquirer, while full acquiring means the processor also handles settlement and funding. Full acquiring typically offers more control over pricing, faster funding, and deeper reporting, but it requires more underwriting and compliance infrastructure.

CSG Payments supports gateway, full acquiring, and payment facilitation models. The right choice depends on your business type, risk tolerance, and whether you need to onboard sub-merchants. ISVs and SaaS platforms often benefit from payment facilitation, while direct merchants may prefer gateway or full acquiring.

Merchant onboarding typically involves application submission, underwriting review, and system configuration. Required information includes business details, ownership structure, processing history, and banking information. Timelines vary by risk profile and business type, with standard merchants often onboarded within days.

CSG Payments provides unified reporting and reconciliation across card, ACH, and digital payment channels. Reports cover transaction detail, settlement, chargebacks, and funding. This enables finance teams to reconcile across channels without manually consolidating data from multiple systems.

Integration is supported via REST APIs, hosted payment fields, and SDKs. Implementation effort varies by complexity, but standard integrations for card and ACH acceptance can be completed in days to weeks. Developer documentation and sandbox environments are available to accelerate the process.